Student Health Insurance

All students must be enrolled in a health insurance plan that offers comprehensive coverage. All coverage must be in effect while you are enrolled at Berklee College of Music and Boston Conservatory at Berklee, even while studying abroad, and coverage must be compliant with state and federal regulations under the Affordable Care Act. We also recommend that your insurance plan provides coverage anywhere in the United States and abroad, and that it includes provisions for medical evacuation and repatriation of remains.

All students are automatically enrolled in and charged for Berkleeā€™s Student Health Insurance Plan (SHIP).

Students may waive (decline) participation in the Berklee SHIP if they can demonstrate coverage with a comparable insurance plan that is consistent with existing state and federal requirements for students. The insurance coverage requirements for waiving the SHIP are not internal policies set by Berklee.  

The waiver is completed online on the Gallagher Student Health website. You must complete an online waiver for each new academic year during which you do not want the institution's plan. Verbal waiver requests, letters, and copies of insurance cards will not be accepted. Should your waiver be denied, information on how to appeal a waiver denial will be available directly to students in the denial email. All decisions made by Gallagher Student Health are final. Berklee engages the professional services of Gallagher Student Health and Special Risk to communicate to each eligible student how to request a waiver; notify students of the dates by which waiver requests may be made; and review whether or not waiver requests are compliant with regulations. 

Please note that Berklee Online students are not enrolled or eligible for SHIP.

For waiver information, FAQs, plan details, and coverage and costs, please contact:

For billing questions, contact:

For questions about how to use the SHIP or to locate your SHIP card, contact: